Are you tired of spending much of your monthly budget on fuel expenses? If yes, it’s time to explore the world of Fuel Credit Cards. These powerful financial tools can help you save substantial money and make your fuel purchases more rewarding. By using the best Fuel Credit Cards available, you can save money on your fuel expenses and enjoy additional benefits and rewards.
This article will delve into the world of Fuel Credit Cards, discussing their benefits and rewards to help maximise your savings.
What are the Benefits of Using Fuel Credit Cards?
Paying via Credit Card online to buy petrol can benefit you in several ways. Let’s explore them:
- Ease of Payments
To begin with, Credit Cards offer ease and simplicity of payments at petrol pumps. Rather than carrying money or visiting ATMs on a regular basis, you can just swipe your card at a petrol pump and finish the purchase swiftly. This reduces effort and time, which is particularly beneficial during hectic times.
- Rewards and Cashbacks
Several Credit Cards provide fuel-specific rewards or reimbursement schemes. You can earn reward points on specific transactions, thus lowering your cost of petrol over the years. Many Credit Cards additionally offer higher points for spending on fuel, making it a more appealing alternative for regular drivers.
- Enhancing Your Credit Score
Using a Credit Card to pay for petrol might assist you in growing and enhancing your credit score. Paying your Credit Card balances on time regularly shows effective repayment behaviour, which can improve your credit rating. A better credit rating unlocks the door for availing credit facilities with lower rates of interest.
When used in fuel purchasing, Fuel Credit Cards offer convenience, incentives, safety, and credit-building possibilities.
With that said, let’s look at some of the best Fuel Credit Cards available in India.
Fuel Credit Cards to Explore in India
- OneCard Credit Card
OneCard Credit Card is an ideal choice to consider when it comes to availing a Fuel Credit Card. Explicitly designed for fuel purchases, it offers exceptional benefits and rewards to help you save money at a petrol pump. With the OneCard credit card, you can enjoy cashback or 5x reward points on the top 2 spend categories, allowing you to accumulate savings over time. It also provides a fuel surcharge waiver. With its focus on fuel-related benefits, OneCard is a valuable tool for anyone looking to optimise their savings on fuel expenses.
- HDFC Bank’s Regalia Credit Card
The Regalia Credit Card provides fuel advantages such as enhanced reward points on fuel purchases and a fuel fee waiver.
- ICICI Bank’s HPCL Coral Visa/Mastercard Credit Card
This card, co-branded with Hindustan Petroleum Corporation Ltd. (HPCL), offers significant savings on fuel purchases through money-back offers, fuel tax waivers, and reward points.
- Standard Chartered Bank Super Value Titanium Credit Card
The card provides significant rewards on fuel expenditures and electricity and water payments, dining, and buying groceries.
- Citibank’s IndianOil Credit Card
The card collaborated with the Indian Oil Company and gives fuel perks, including turbo points on petrol payments, fuel surcharge waiver, plus petroleum redemption alternatives.
Conclusion
Exploring the above-mentioned best Fuel Credit Cards offers a variety of perks to customers, such as reward points, cashback, and fuel-related fee waivers, which makes them the finest options for saving money on fuel expenses.